Money

Mortgage Payment Calculator

Compare equal and declining mortgage payments at a fixed interest rate. Choose RON or EUR as the scenario unit; this does not perform currency conversion.

Monetary amounts are in Romanian lei (RON) unless another currency is selected. Salary and VAT calculators use Romanian rules; changing language does not switch tax jurisdiction.

Scenario currency

Property price(RON)

Use a decimal comma or point; separate thousands with a space.

Down payment(%)

Use a decimal comma or point; separate thousands with a space.

Term(years)

Use a decimal comma or point; separate thousands with a space.

Nominal annual interest(%)

Enter the interest rate from your offer. The prefilled value is an example.

Payment type

Estimated monthly payment

2,169.89RON

Down payment: 60,000 RON
Loan amount: 340,000 RON
Last payment: 2,169.89 RON
Total interest: 310,966.52 RON
Total repaid: 650,966.52 RON

How it is calculated

Payment = P × r × (1 + r)ⁿ / ((1 + r)ⁿ − 1), where P is principal, r monthly interest and n months. With zero interest: P / n.

Constant-interest simulation excluding fees, insurance and index changes. APR and loan eligibility are not calculated. Changing currency changes the scenario unit; it does not convert money.

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Mortgage Payment Calculator

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