Money

Savings and Compound Interest Calculator

Simulate monthly contributions and interest at a constant rate. Compare your contributions with interest; taxes, fees and inflation are not included.

Monetary amounts are in Romanian lei (RON) unless another currency is selected. Salary and VAT calculators use Romanian rules; changing language does not switch tax jurisdiction.

Starting amount(RON)

Use a decimal comma or point; separate thousands with a space.

Monthly contribution(RON)

Use a decimal comma or point; separate thousands with a space.

Nominal annual interest(%)

Use a decimal comma or point; separate thousands with a space.

Term(years)

Use a decimal comma or point; separate thousands with a space.

View annual growth

Annual savings growth in RON
Year	Contributions	Balance
1	16,000	16,651.05
2	22,000	23,642.37
3	28,000	30,991.39
4	34,000	38,716.4
5	40,000	46,836.63
6	46,000	55,372.31
7	52,000	64,344.69
8	58,000	73,776.11
9	64,000	83,690.06
10	70,000	94,111.23

Estimated final balance

94,111.23RON

Your contributions: 70,000 RON
Accumulated gross interest: 24,111.23 RON

How it is calculated

Each month: new balance = previous balance × (1 + annual interest / 12 / 100) + monthly contribution. Contributions are paid at month end.

Mathematical simulation with constant nominal interest compounded monthly. Taxes, fees and inflation are excluded; returns are not guaranteed.

Preparing calculator…

Your values are calculated in this browser

Explore more tools

11 calculators

Start with an example

Fields are prefilled so you can see how it works.

Adjust what matters

Enter your values. The result updates instantly.

Understand and keep the result

Read the formula and copy your results.

Savings and Compound Interest Calculator

Explore more tools

Percentage and Discount Calculator

Electricity Cost Calculator

Monthly Budget Calculator